> limit the pool of available capital How would you do this? > and bring the sale value of property down Can't happen without causing a lot of pain. In large

> limit the pool of available capital How would you do this? > and bring the sale value of property down Can't happen without causing a lot of pain. In large part due to the debt. Holding prices flat in nominal terms is the best-case outcome; holding them flat in real terms the most likely one. Either, however, beats real appreciation. (For what it's worth, I'm a homeowner with a jumbo mortgage.)