It all depends on where you live. When I lived in the Southeast US in a non-tech-center people were offering one third of that 96/yr number for an intermediate

It all depends on where you live. When I lived in the Southeast US in a non-tech-center people were offering one third of that 96/yr number for an intermediate rails developer (this was considered by the community to be a low offer http://whatyoupayfor.pen.io/ http://whatyoupayfor.pen.io/ ), so you probably couldn't get a full time gig for that no matter how good you were. Now I live near Boston and that number sounds perfectly reasonable.