oh, i completely missed the link to the actual tool, sorry. thanks for the reply - i was just curious from a "foreign spectator" viewpoint. i was going to ask

oh, i completely missed the link to the actual tool, sorry. thanks for the reply - i was just curious from a "foreign spectator" viewpoint. i was going to ask what protection there was against cancelling plans, but a little googling seems to show that was made illegal as part of obamacare!