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how do they calculate the "worst case" numbers for chronic illnesses? are those for indefinite support? (i'm curious because i have recently run into this. h
by andrewcooke 14y ago
how do they calculate the "worst case" numbers for chronic illnesses? are those for indefinite support?
(i'm curious because i have recently run into this. here in chile, private health insurance is unlikely to cover long term medication but, thankfully, there is a government scheme for many major illnesses. so, for example, a month's supply of interferon-beta is $250 instead of $2000.)
- vivekajayshah 14y agoWorst Case is calculated using a simulated "catastrophic illness" - a combination of surgery, expensive drugs, emergency care, and hospitalization. The costs we calculated are yearly estimates - assuming you stay with the same plan, and they don't/can't raise your rates or cancel your plan - this estimate should hold for chronic illness. We can estimate costs for specific chronic illnesses - click the "Personalize" button on the left side of the result page. You can select the specific chronic condition you're worried about, and it will provide a customized estimate. My contact info is my profile - feel free to call/email if you have further questions.
- andrewcooke 14y agooh, i completely missed the link to the actual tool, sorry. thanks for the reply - i was just curious from a "foreign spectator" viewpoint. i was going to ask what protection there was against cancelling plans, but a little googling seems to show that was made illegal as part of obamacare!