Another way to make a distinction is between retirees and people who don't have enough money to retire yet. (The FIRE folks are looking to speedrun becoming an

Another way to make a distinction is between retirees and people who don't have enough money to retire yet. (The FIRE folks are looking to speedrun becoming an retiree.) This is a bit blurred by wealthy people who could retire and yet keep working, and people who have to retire despite not having the money to live comfortably. But everyone stops working eventually, one way or another.