> Why was it fraud and simply not irresponsibility? I'm not sure I understand what you're asking. Are you saying that you don't know the difference between the

> Why was it fraud and simply not irresponsibility? I'm not sure I understand what you're asking. Are you saying that you don't know the difference between the english words "fraud" and "irresponsibility"? OR are you asking why one applies to this case but not the other?