govt, banks, whatever. I don't care who administers the system as much as I care about the fact that they're highly regulated, and you have the control needed t

govt, banks, whatever. I don't care who administers the system as much as I care about the fact that they're highly regulated, and you have the control needed to expose as little information as necessary to confirm things about yourself to third parties (like just "over 18" for many sites, or your full identity for other things if necessary).