> I can’t imagine every bank in a country deciding to make that same move. Many countries have only three or four full banks (the kind that can give you a Visa

> I can’t imagine every bank in a country deciding to make that same move. Many countries have only three or four full banks (the kind that can give you a Visa or Mastercard bank card, let you send and receive transfers, etc.), and all of them are making the same moves.