3 ms·

That's why you save local copies of records (statements, etc.). "Computer says no" can be fought with "judge says yes".

• abracadaniel 6mo ago
  Paper statements are now opt-in most places, so most people won’t have local copies of the records anymore. It’s extremely important, because there is no duty for a company to provide historic data. None of my banks provide detailed data back more than a couple of years.
  • roysting 6mo ago
    That is a good point and at the very least it’s a good idea to download electronic statements, maybe with a script to retain the most recent n statements
  • SenHeng 6mo ago
    Many banks don’t even provide bank books anymore. The only physical thing I’ve got from my bank is an ATM card.
• nytesky 6mo ago
  Yeah saving statements is important but banks make it so hard to automate. 2FA for login, and statements have to be navigated to, sometimes time range set. My bank just sends a note that a statement is available, rather than an actual statement.
  • pwg 6mo ago
    > Yeah saving statements is important but banks make it so hard to automate. 2FA for login, and statements have to be navigated to, sometimes time range set. Which is why all of my accounts mail a physical statement each month. Yes, just about every time I log on they beg me to switch to electronic only, I say no and move along. > My bank just sends a note that a statement is available, rather than an actual statement. Yep. If they had implemented it just like the mail, they'd just email me the PDF (encrypted if necessary). But they don't, so I don't ever agree to "go electronic statements".