This article manages to completely fail to mention one of the primary reasons why credit card processors won't touch porn sites. Not because it's porn, but from

This article manages to completely fail to mention one of the primary reasons why credit card processors won't touch porn sites. Not because it's porn, but from a strictly financial risk analysis POV, because a significant portion of the successful charges to cards are later disputed by the cardholder. Some person signs up for a $30 per month whatever porno subscription, and then doesn't understand what they agreed to later on, or regrets it, or their spouse or partner finds the charge on their credit card statement, doesn't know what it is, and starts a dispute with the card issuer. Compared to something else that sells a tangible good on the internet, or some ordinary software as a service thing... If you have 10,000 charges to 10,000 different people placed from an ordinary merchant, and you compare that to 10,000 charges from a porno website, there will be a vastly larger number of chargebacks and human-caused fraud disputes with the porno website. It's a continual and ongoing pain in the ass for any credit card processor that does business with such a merchant. The major processors (stripe and its top competitors) have decided that it is not worth the hassle and are completely happy to cede this niche market to specialists. Basically for the same reason that a car loan through a subprime lending company originated by a "buy here pay here" car sales lot will have a much higher percentage interest rate, because of the risk to the lender, credit card processing for the adult entertainment market will have a much higher percentage fee charged to the merchant to run those cards.