Most people in America don't live paycheck to paycheck or rack up massive debt because they're poor. They do it because they're financially illiterate, over-con

Most people in America don't live paycheck to paycheck or rack up massive debt because they're poor. They do it because they're financially illiterate, over-consume, or both. A few watch-through's of Caleb Hammer's financial audit show will disabuse you of this belief.