2 ms·

Wait, why does your debit card involve forex fees and spreads?

• pjc50 6mo ago
  Somebody's got to do the currency conversion. If you let the merchant do it, it's usually even worse. (Implicit is the OP buying a bunch of stuff in a currency which is not the one they earn it; probably only one of those is dollars)
• neonstatic 6mo ago
  With Wise it does not, but with my legacy bank it does, because the base currency is one of the non-euro European ones.