Are the virtual cards credit cards or hooked up to your account (i.e. debit cards)? there's a big difference. Also, they're not a bank so FDIC insurance and oth

Are the virtual cards credit cards or hooked up to your account (i.e. debit cards)? there's a big difference. Also, they're not a bank so FDIC insurance and other bank aspects are different. Not what I'd personally use for my long-term savings-oriented finances, but fine for more operational things.