Exactly. Understandably, the people currently above water want to be able to sleep at night and believe things are just going to continue being acceptable from

Exactly. Understandably, the people currently above water want to be able to sleep at night and believe things are just going to continue being acceptable from their perspective, so they may go to unknown lengths to convince themselves of this no matter how unrealistic it is. Then one day reality hits them with a layoff followed by a seemingly endless and fruitless job search.