The problem is that the subprime mortgages are just a symptom of the problem, which is the complexity of the economic system. You have written about this on ove

The problem is that the subprime mortgages are just a symptom of the problem, which is the complexity of the economic system. You have written about this on overcomingbias as well! Even if such a band-aid solution were implemented, it would be like sitting around and waiting for the next economic shock to wipe the economy out.