if you leave out the poisoning part who is really losing money off this? insurance companies getting scammed is a good thing unless they go and pass on all of t

if you leave out the poisoning part who is really losing money off this? insurance companies getting scammed is a good thing unless they go and pass on all of the extra cost to customers. its basically DIY wealth redistribution when you consider that nepal is a developing country and most of the local business that make money like this probably have lower profit margins than some american insurance.