Unless they don't (Or if you were in fact liable). Depending on the numbers you look at 1 in 7 drivers in uninsured or underinsured[1]. This is why you should h

Unless they don't (Or if you were in fact liable). Depending on the numbers you look at 1 in 7 drivers in uninsured or underinsured[1]. This is why you should have uninsured/underinsured coverage as part of your auto policy (on my policy it's $12 per year for $50,000 of coverage). [1] http://usatoday30.usatoday.com/news/nation/story/2011-09-11/uninsured-drivers/50363390/1 http://usatoday30.usatoday.com/news/nation/story/2011-09-11/...