The cost of medical care in the US is structured to account for bankruptcies - the hospitals get paid in aggregate. The real suckers here are people who actuall

The cost of medical care in the US is structured to account for bankruptcies - the hospitals get paid in aggregate. The real suckers here are people who actually pay for the care, because they've now paid several multiples of the real cost of the care to account for the people who couldn't afford this ridiculous number and went bankrupt. The morality behind medical finance in the US is not nearly as clear cut as you think it is. > "Well, it's beside the point." It really isn't. It comes down to the core of the issue. What we have is an industry that collectively charges many times the actual cost of delivering their service and have a monopoly on performing a critical service (licensing, certification). Whether or not this is acceptable hinges hugely on whether or not you believe access to this service is a fundamental right. There is no way, for example, that we would accept a similar situation if the product in question was fresh water or air.