The issue isn't whether it's true, but whether it's plausible. Could someone lose access to everything because of something like this? Obviously it's stupid to

The issue isn't whether it's true, but whether it's plausible. Could someone lose access to everything because of something like this? Obviously it's stupid to keep all your data in one place, but lots of people do it, and when that one place can shut you down and basically ruin your life, that's a serious concern.