I am unable to use stripe as I'm not from US and I don't have a bank account there. Gumroad itself uses stripe and pays the 2.9% + 30 cents a transaction. It ke

I am unable to use stripe as I'm not from US and I don't have a bank account there. Gumroad itself uses stripe and pays the 2.9% + 30 cents a transaction. It keeps the rest - 2.1%