4 ms·
When I compared plans at work over the years, I’ve found that it is rarely cheaper to do low deductible/higher monthly costs than higher deductible /lower month
by raw_anon_1111 7mo ago
When I compared plans at work over the years, I’ve found that it is rarely cheaper to do low deductible/higher monthly costs than higher deductible /lower monthly cost + pay deductible out of pocket.
- ceejayoz 7mo agoThat will vary from person to person. In our case, we tend to hit the max out-of-pocket pretty fast.
- raw_anon_1111 7mo agoIs that still cheaper than high deductible + HSA contribution to cover the deductible?
- ceejayoz 7mo agoYes. Substantially so, in my case. Likely not for many, but I definitely did all this math annually.