4 ms·
I had to drop off my health insurance when the bill hit $4,850.24/month. Millions did the same. https://www.cnbc.com/2026/03/19/aca-enrollees-uninsured.html ht
by ceejayoz 8mo ago
I had to drop off my health insurance when the bill hit $4,850.24/month.
Millions did the same. https://www.cnbc.com/2026/03/19/aca-enrollees-uninsured.html https://www.cnbc.com/2026/03/19/aca-enrollees-uninsured.html
- bloppe 8mo agoThat sucks and I hope congress gets their shit together soon, but there are a lot of non-FAANG companies that offer insurance.
- ceejayoz 8mo agoThat money black hole hits companies too. A $50k/year job typically can't throw in $60k in healthcare benefits.
- raw_anon_1111 8mo agoIt’s not that much. https://www.peoplekeep.com/blog/cost-of-employer-sponsored-health-insurance https://www.peoplekeep.com/blog/cost-of-employer-sponsored-h... A small company can use a PEO like Rippling (a YC company) where employees are “co employed” with the actual company and for taxes/HR/benefits with for Rippling. It’s not like contracting. Everyone from the CEO down is “co employed”
- deleted 8mo ago[deleted]
- ceejayoz 8mo agoIt really is. The US saw an average of $14,885 per-capita healthcare costs in 2024. Higher now.
- raw_anon_1111 8mo agoI’m never going to defend the American health care system as I sit in a country now for six weeks where I fully plan to become a resident of post retirement mainly because of the healthcare even if I don’t live here full time.
- lostlogin 8mo agoI think the world would be a much better place if travel was more common. Having people see how other countries work on a regular basis really opens your eyes. And then you have travel and expensive healthcare to pay for.
- raw_anon_1111 8mo agoI’m also not treating these six weeks as a tourist. My wife and I both learning Spanish - she’s just starting I’m at around a high A2 (https://www.escuela-hablamos.com/en/understanding-the-common-european-framework-of-reference-cefr-for-spanish-as-a-foreign-language/ https://www.escuela-hablamos.com/en/understanding-the-common...). We are involved in ex pat groups on Facebook, have gone to meet ups, and are having dinner with a few people we have met.
- pixl97 8mo ago> I hope congress gets their shit together soon Narrator: "In fact, they did not"
- sylos 8mo agoMy guy, congress can't even remove valid bad actors who openly lie to and threaten them. They will never fix any problems except their "light" pocket book
- bloppe 8mo agoTrump rather likes handing out cash, as long as he can put his name on it. Maybe as long as congress agrees to call it TrumpCare.
- slavoingilizov 8mo agoThis is a problem specific to the US. The price of your health insurance is very far from the actual cost of it to providers.
- 8note 8mo agoFAANG wages are also fairly specific to the US - the two go hand in hand
- raw_anon_1111 8mo agoI know how much the American health care system sucks. But I have looked into a high deductible health care plan on the exchange for myself and my wife - both over 50 to calculate how much we would need to survive a month of unemployment. It was around $1000/mo with no subsidies for a bronze plan.
- ceejayoz 8mo agoThis is a family plan; the bronze plans are $2400 or so a month. But that means a huge deductible; for a high-needs family, it works out worse financially.
- deleted 8mo ago[deleted]
- raw_anon_1111 8mo agoWhen I compared plans at work over the years, I’ve found that it is rarely cheaper to do low deductible/higher monthly costs than higher deductible /lower monthly cost + pay deductible out of pocket.
- ceejayoz 8mo agoThat will vary from person to person. In our case, we tend to hit the max out-of-pocket pretty fast.
- raw_anon_1111 8mo agoIs that still cheaper than high deductible + HSA contribution to cover the deductible?
- ceejayoz 8mo agoYes. Substantially so, in my case. Likely not for many, but I definitely did all this math annually.
- lostlogin 8mo agoThat’s incredible. That must be responsible for population decline (migration more than death).
- jmye 8mo agoYou were working at a FAANG and had the enhanced subsidies? That strikes me as complete bullshit and non sequitur to the post. ACA plans and LG/SG plans are not the same, and pretending they are is, frankly, a large part of why healthcare in this country is such a dumb discussion - those discussing it have no idea what they're talking about.