This isn't the whole story. There's a lot of "legal" self-dealing going on where insurance companies essentially own providers and then pay the providers which

This isn't the whole story. There's a lot of "legal" self-dealing going on where insurance companies essentially own providers and then pay the providers which allows the insurance companies to circumvent the medical loss ratios. More here: https://healthcareuncovered.substack.com/p/self-dealing-illegal-in-most-industries https://healthcareuncovered.substack.com/p/self-dealing-ille...