My Chinese cards (ICBC and Bank of Shanghai) charged nothing even remotely close to these fees when I used them in Taiwan, HK or Singapore. None of them had vi

My Chinese cards (ICBC and Bank of Shanghai) charged nothing even remotely close to these fees when I used them in Taiwan, HK or Singapore. None of them had visa or mastercard logos though. They were on the UnionPay (银联). Similarly when I used my Taiwanese card (Fubon I think) in the US, I was only charged 70NT (~$2USD) for using an ATM as long as I could find a US ATM that didn't charge me. In short, my experience has been that East Asian banks don't rip you off with exorbitant fees. They have terrible wait times and truckloads of annoying paperwork to do anything, but they're very restrained about fees.