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I'd use this and like it much more than the digital wallet. The idea of my phone dying and leaving me with no means of communication and no means of payment so

I'd use this and like it much more than the digital wallet. The idea of my phone dying and leaving me with no means of communication and no means of payment sounds like a good way to make a bad day go to much worse. As someone who travels frequently on business and is in places where I dont know a soul and arrive at sometimes odd hours - that scenario is terrifying to me.

Gustomaximus 14y ago
Some banks have protection for this. As long as you can get to a phone you then ring the bank who will issue you with a pin you take to an ATM. This will give you access to emergency fund while they courier you a new card.