Depends on the numbers/specifics. Some homeowners policies may exclude high dollar items or limit the coverage to items in the premises (i.e. if it was stolen o

Depends on the numbers/specifics. Some homeowners policies may exclude high dollar items or limit the coverage to items in the premises (i.e. if it was stolen off the shelf in the house, that could be covered, but not necessarily other scenarios.) A specific policy can still be cheap however; mine comes in at about 311$ of replacement value per dollar of premium a month, if you're traveling a lot or shooting at places where stuff can come up missing it's not the worst peace of mind.