Like I said, I'm not a lawyer.. and I'm no longer a homeowner so I don't have an insurance policy. So I don't have a citation for you. I may be wrong about this

Like I said, I'm not a lawyer.. and I'm no longer a homeowner so I don't have an insurance policy. So I don't have a citation for you. I may be wrong about this, but I don't think that I am. If anyone who's in the know can help then I'd be okay with being proven wrong.