I'm the builder. The motivation: lease math is technically disclosed on every dealer document — MF is on page 3, fee breakdown is itemized — but it's not in a

I'm the builder. The motivation: lease math is technically disclosed on every dealer document — MF is on page 3, fee breakdown is itemized — but it's not in a format where you can act on it at signing. A few things from these three deals that surprised me: 1. The Georgia TAVT has a feedback loop: each $1 of cash down reduces the taxable depreciation base, which reduces the tax, which reduces NCC by ~$1.077, not $1.00. Most calculators don't handle this. 2. The Louisiana dealer was $11 over the statutory doc fee cap. It's small but it's illegal — and it's the kind of thing buried in a wall of line items. 3. The EV9 deal (Oregon) was actually clean — dealer at buy rate, $0 doc fee, $0 add-ons. I wanted to include a "good deal" in the verification set because if the tool only ever finds problems, that's its own bias. The tool is at quotedefender.com — upload a screenshot of your lease quote and it runs the same analysis. Happy to answer questions about the lease math or any of the three specific deals.