Well, yeah duh. But who cares what their true motives are? Why are you complaining about free credit card processing? Also, everyone is trying to do cost cal

Well, yeah duh. But who cares what their true motives are? Why are you complaining about free credit card processing? Also, everyone is trying to do cost calculations based solely on their transaction costs. You are not counting all the customer support they have to provide to setup all the accounts and maintain them which is significant.