4 ms·

Also, most smartphones (especially GrapheneOS, iOS, Pixel, etc) are far more secure than desktops/laptops. So also from a security perspective it's better to do

Also, most smartphones (especially GrapheneOS, iOS, Pixel, etc) are far more secure than desktops/laptops. So also from a security perspective it's better to do banking on a phone.

learingsci 8mo ago
And it’s very hard to actually steal a cellphone since it’s always with you, whereas houses get broken into all the time.
- iugtmkbdfil834 8mo ago
  This has to be some fascinating regional difference, because my personal experiences suggest the opposite. Would you be willing to elaborate ( in general terms/locations if too sensitive )?
  - vladvasiliu 8mo ago
    I wonder if phone theft specifically hasn't (somewhat) gone down now that most are encrypted and tied to some online account by default. Maybe criminals have heard about this, and they focus on other things. Where I live, people still carry cash (though not absurd amounts) and credit cards, and I understand that's what most pickpockets are after. Especially since, after covid, the limit for contactless payments has increased.
    - microtonal 8mo ago
      Burglars recently broke into my parents' house and they left the MacBook and iPads. Most informed thieves probably know that they are bound to an account, can easily be blocked, and there is no use trying to sell them. I would assume its more and more the case with phones as well. ~10-15 years ago I heard often about smartphones getting stolen out of people's pockets, etc. Not so much anymore. Non-Apple laptops is probably a different game.
- akimbostrawman 8mo ago
  True but you can also argue the opposite since its a lot easier to loose it and more exposed to more people that could be thieves.
fsflover 8mo ago
Unless you use Qubes OS (which I do).
- microtonal 8mo ago
  Maybe, but this is irrelevant to 99.99% of bank users out there.
  - fsflover 8mo ago
    It means that banks cannot say "desktop is insecure, therefore a mobile app is required for your security". I can manage my own security in a better way.

Also, most smartphones (especially GrapheneOS, iOS, Pixel, etc) are far more secure than desktops/laptops. So also from a security perspective it's better to do banking on a phone.

learingsci 8mo ago

And it’s very hard to actually steal a cellphone since it’s always with you, whereas houses get broken into all the time.

iugtmkbdfil834 8mo ago
This has to be some fascinating regional difference, because my personal experiences suggest the opposite. Would you be willing to elaborate ( in general terms/locations if too sensitive )?
- vladvasiliu 8mo ago
  I wonder if phone theft specifically hasn't (somewhat) gone down now that most are encrypted and tied to some online account by default. Maybe criminals have heard about this, and they focus on other things. Where I live, people still carry cash (though not absurd amounts) and credit cards, and I understand that's what most pickpockets are after. Especially since, after covid, the limit for contactless payments has increased.
  - microtonal 8mo ago
    Burglars recently broke into my parents' house and they left the MacBook and iPads. Most informed thieves probably know that they are bound to an account, can easily be blocked, and there is no use trying to sell them. I would assume its more and more the case with phones as well. ~10-15 years ago I heard often about smartphones getting stolen out of people's pockets, etc. Not so much anymore. Non-Apple laptops is probably a different game.
akimbostrawman 8mo ago
True but you can also argue the opposite since its a lot easier to loose it and more exposed to more people that could be thieves.

fsflover 8mo ago

Unless you use Qubes OS (which I do).

microtonal 8mo ago
Maybe, but this is irrelevant to 99.99% of bank users out there.
- fsflover 8mo ago
  It means that banks cannot say "desktop is insecure, therefore a mobile app is required for your security". I can manage my own security in a better way.