Alas, no matter how the bits that makes up my bank balance looks, in practice its still a single point of failure where I might simply lose access to my money i

Alas, no matter how the bits that makes up my bank balance looks, in practice its still a single point of failure where I might simply lose access to my money if the right service is down. Cash has much better uptime stats, even if it can be inconvenient to carry around.