No because in other similar countries like the example I gave of mine, that money is taxed and goes to another person. There is no opportunity cost. In Singapo

No because in other similar countries like the example I gave of mine, that money is taxed and goes to another person. There is no opportunity cost. In Singapore it's 'taxed' and earmarked to you, and then generates a very modest ROI. Yes there is an opportunity cost versus a place like Dubai that has 0% tax. But not compared to a similar welfare state that puts a 40% tax and you lose that money forever.