Is it because no one you know IRL uses paypay? It hasn't been relevant in a lot of countries since Ebay was popular in the mid 2000s. A free/standard current a

Is it because no one you know IRL uses paypay? It hasn't been relevant in a lot of countries since Ebay was popular in the mid 2000s. A free/standard current account will do physical/online payments, cash withdrawal, currency conversion, spending abroad ect ect.