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Easy in the US apparently. My bank refuses that here without (written, signed and sent by post) proof I have been scammed and this case wouldn't be that. It is

Easy in the US apparently. My bank refuses that here without (written, signed and sent by post) proof I have been scammed and this case wouldn't be that. It is a credit card, not a debit card. I only have it for hiring cars as many just refuse unless it is a cc.

loloquwowndueo 8mo ago
I’m sometimes surprised at how easy it is to do a chargeback in the US. So much so that a lot of folks just click that button instead of reaching out to the vendor first. In here (not the US) a chargeback is such a chore that I would only do that as a very last resort.
- bdangubic 8mo ago
  credit card company’s primary purpose is to protect me, I am making them a ton of money. hence, they should ablige to my every request (stop payment being number one on the list). insane they won’t help you without a ceremony. I never talked to the vendor first, the first thing I do is stop payments through my credit card and then I reach out to vendor.
  - anonzzzies 8mo ago
    Not sure if making a company a ton of money has anything to do with obliging anything. Many companies I ship money to (this post for AWS for instance) won't do anything for you at all, except, hopefully mostly, provide the service you paid for. If the credit card company (or it's AI) has any reason to not help you, they won't, guaranteed.
    - bdangubic 8mo ago
      the credit card company makes money each time I tap my card. there has never been a time when they did not oblige to my request (and I was wrong before several times with legit transactions me (or my wife) made and did not recognize).
  - AdelaideSimone 8mo ago
    Stop payment isn't the same as a chargeback, though.
- anonzzzies 8mo ago
  Not sure which is better though; as a former internet vendor, we blocked cc payments from the US for this very reason. Rather have less clients than being that easily scammed. Here it is too hard, there it is too easy. But hard does mean you have to think about it at least and not 'oh I made an impulse buy, remorse, let's chargeback'.

loloquwowndueo 8mo ago

I’m sometimes surprised at how easy it is to do a chargeback in the US. So much so that a lot of folks just click that button instead of reaching out to the vendor first. In here (not the US) a chargeback is such a chore that I would only do that as a very last resort.

bdangubic 8mo ago
credit card company’s primary purpose is to protect me, I am making them a ton of money. hence, they should ablige to my every request (stop payment being number one on the list). insane they won’t help you without a ceremony. I never talked to the vendor first, the first thing I do is stop payments through my credit card and then I reach out to vendor.
- anonzzzies 8mo ago
  Not sure if making a company a ton of money has anything to do with obliging anything. Many companies I ship money to (this post for AWS for instance) won't do anything for you at all, except, hopefully mostly, provide the service you paid for. If the credit card company (or it's AI) has any reason to not help you, they won't, guaranteed.
  - bdangubic 8mo ago
    the credit card company makes money each time I tap my card. there has never been a time when they did not oblige to my request (and I was wrong before several times with legit transactions me (or my wife) made and did not recognize).
- AdelaideSimone 8mo ago
  Stop payment isn't the same as a chargeback, though.
anonzzzies 8mo ago
Not sure which is better though; as a former internet vendor, we blocked cc payments from the US for this very reason. Rather have less clients than being that easily scammed. Here it is too hard, there it is too easy. But hard does mean you have to think about it at least and not 'oh I made an impulse buy, remorse, let's chargeback'.