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My concern is shifting from maximizing upside to minimizing downside because I'm only about 10-12 years from retirement.
by criddell 8mo ago
My concern is shifting from maximizing upside to minimizing downside because I'm only about 10-12 years from retirement.
- unethical_ban 8mo agoThe laziest safe thing to do is put money into a target fund that is managed. So you could look for "Target 2040" and in theory, they change the asset mix as it approaches that date.
- barbazoo 8mo agoBut that’s people, what do they know about 2040 that I don’t? If I was 10 years away, I’d maybe look at bonds or GICs or is that too conservative?