And how much more does such a building cost? If it's significantly more than a "stick house", you invest the savings, and in 50 years, tear it down and build an

And how much more does such a building cost? If it's significantly more than a "stick house", you invest the savings, and in 50 years, tear it down and build another one. Of course, if you had to wait until you're 45 to buy a "good" house, it doesn't matter. I'm just saying - different people prefer different tradeoffs. My dad was his own GC in W. Germany in the late 60s and built our house. Took him years of working after-hours, etc. Sure, it's still standing. So is the "stick" house built around the same time in Canada that we bought used in the 80s. And the "stick" house I bought in the 00s in CA. Yes, we did the roof back then, and it's probably going to need a new roof soon - probably like 2-3% of the total value of the house. And possibly, putting solar panels on the house reduced it's lifespan. Oh yeah, our neighbors put clay tiles on the roof, which is an option.