3 ms·

Read the qualifier. And heart surgery is ~$60k. [1] That's <36 months of insurance premiums according to the earlier poster. [1] https://cost.sidecarhealth.c

Read the qualifier. And heart surgery is ~$60k. [1] That's <36 months of insurance premiums according to the earlier poster. [1] https://cost.sidecarhealth.com/ts/heart-bypass-surgery-cost-by-state https://cost.sidecarhealth.com/ts/heart-bypass-surgery-cost-...

mothballed 8mo ago
It cost $30k for a loved one just to go to the hospital when their heart "felt weird" but absolutely nothing turned out to be wrong and all they did was run a couple quick scans and tests. I do agree with the overall idea of what you're saying that usually the premiums are way more than what you could get care for if you just saved the money, but the numbers on the website seem very wrong. I realize it's a total anecdote but from loved one's bills it is $20-30k just to get in the door and that is if actually nothing is wrong and there is no heart attack yet they're quoting $30k for an actual heart attack care.
- scottyah 8mo ago
  That's the pricing when you have insurance. It is cheaper if you don't.
  - mathgladiator 8mo ago
    This is one of the most insane things that I have realized... I have terrible insurance (in case), but I generally don't present it as it is much cheaper and faster to pay cash... I think we can all agree that the current system is just... ridiculous I used to be fearful of health concerns, but now I'm a carnivore and just feel great.
raw_anon_1111 8mo ago
I have never in my 30 year career paid more than $10K a year for health care across 10 jobs and that’s including working at Amazon with their shitty benefit package
- cm2012 8mo ago
  In my 15 year career, I have never paid less than $10k per year for just me and my wife for health insurance. And I basically try to pick the most sensible and affordable option, not luxury plans.
  - raw_anon_1111 8mo ago
    In the last 15 years I’ve worked for: General Electric when it was still a F10 company and more recently Amazon along with a 60 person startup where the family plan was $150 a month. (2018-2020) and two mid size companies in between and now I work for a mid size 1000+ person consulting company And if you want data instead of anecdotes https://www.business.com/articles/health-insurance-costs-this-year/ https://www.business.com/articles/health-insurance-costs-thi...
    - cm2012 8mo ago
      Makes sense, I have never worked for a company with more than 200 employees or so. NYC area.

mothballed 8mo ago

It cost $30k for a loved one just to go to the hospital when their heart "felt weird" but absolutely nothing turned out to be wrong and all they did was run a couple quick scans and tests. I do agree with the overall idea of what you're saying that usually the premiums are way more than what you could get care for if you just saved the money, but the numbers on the website seem very wrong. I realize it's a total anecdote but from loved one's bills it is $20-30k just to get in the door and that is if actually nothing is wrong and there is no heart attack yet they're quoting $30k for an actual heart attack care.

scottyah 8mo ago
That's the pricing when you have insurance. It is cheaper if you don't.
- mathgladiator 8mo ago
  This is one of the most insane things that I have realized... I have terrible insurance (in case), but I generally don't present it as it is much cheaper and faster to pay cash... I think we can all agree that the current system is just... ridiculous I used to be fearful of health concerns, but now I'm a carnivore and just feel great.

raw_anon_1111 8mo ago

I have never in my 30 year career paid more than $10K a year for health care across 10 jobs and that’s including working at Amazon with their shitty benefit package

cm2012 8mo ago
In my 15 year career, I have never paid less than $10k per year for just me and my wife for health insurance. And I basically try to pick the most sensible and affordable option, not luxury plans.
- raw_anon_1111 8mo ago
  In the last 15 years I’ve worked for: General Electric when it was still a F10 company and more recently Amazon along with a 60 person startup where the family plan was $150 a month. (2018-2020) and two mid size companies in between and now I work for a mid size 1000+ person consulting company And if you want data instead of anecdotes https://www.business.com/articles/health-insurance-costs-this-year/ https://www.business.com/articles/health-insurance-costs-thi...
  - cm2012 8mo ago
    Makes sense, I have never worked for a company with more than 200 employees or so. NYC area.