> Seems massively unconstitutional to retroactively impose penalties For existing agreements, of course. Going forward, for those who are the real beneficiari

> Seems massively unconstitutional to retroactively impose penalties For existing agreements, of course. Going forward, for those who are the real beneficiaries of the loans, they should have a skin in the game. Why aren't universities standing behind their product and offering financing without the unusual non-dischargeable nature of the loans? Do they not stand behind their products?