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If you had a choice between nothing being done and forgiving student loans which would you pick? Second. Let's say universities did take on the burden of loans
by Braxton1980 8mo ago
If you had a choice between nothing being done and forgiving student loans which would you pick?
Second. Let's say universities did take on the burden of loans, of course that would be via a bank right?
If that's the case. How would they enforce risk? Based on certain majors? Who would give a loan with no collateral to young people with no credit on the hopes the major they picked had a viable job market years from that point?
- thaumasiotes 8mo ago> Who would give a loan with no collateral to young people with no credit on the hopes the major they picked had a viable job market years from that point? Who gives out scholarships now? Let's also note that the obvious response to the risk of the job market shifting after several years is to shorten the number of years required to pad out the degree, which is pure societal upside. The standard model of a four-year college degree only has you taking classes from your major during the final two years.
- Braxton1980 8mo ago>Who gives out scholarships now? Many different of groups of unrelated people and organizations. >he standard model of a four-year college degree only has you taking classes from your major during the final two years. This has always been the case in traditional universities in the US. As many have stated here the goal of education is not just to teach you how to do things but also teach you how to learn. I do see value in vocational schools that only teach exactly what you enroll in to save money.