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DHH on twitter: "We haven't stored CC numbers on our own for quite some time. We're using Braintree Payment Solutions these days." http://twitter.com/d2h/status

by ropiku 18y ago

DHH on twitter: "We haven't stored CC numbers on our own for quite some time. We're using Braintree Payment Solutions these days." http://twitter.com/d2h/status/1184653105 http://twitter.com/d2h/status/1184653105

dasil003 18y ago
We recently made this exact switch from Authorize.net to Braintree. Being less than a year old, we were able to take advantage of Authorize.net CIM (Customer Information Manager) to store credit cards. It worked pretty well, except for the API seems to lack some basic features. For instance, if you happen to lose the id of a customer profile, there is no way to ever recover or delete the profile. It will just remain inaccessible (and blocking duplicates) forever. Additionally the API is bolted onto their old API, so you have to check two fields for error responses, etc. Definitely a solid system, but sort of rough around the edges. Now as of this past December we decided that it was a priority to internationalize billing for our app. We have partners in Europe and have even received grant money there. Long story short, we needed to be able to bill Europeans in Euros. As it turns out, quite a few gateways advertise billing in foreign currencies, but the majority convert the currency internally and then bill in dollars. Well you can imagine that if you're in Europe and you purchase something for €5, but the gateway converts to dollars (at an unfavorable rate) and then bills your account in USD (incurring a second unfavorable rate), you're going to be pissed when you see a €7 charge on your statement. In our (admittedly rapid) research, for any kind of low to moderate volume of transactions, Braintree is the only gateway that will actually process multiple currencies directly. We made the switch, and processing payments in 3 currencies as of 24 hours ago. The Braintree API (standard POST) is dead simple compared to Authorize.net (SOAP) and yet doesn't feel any less powerful.

by ropiku 18y ago

dasil003 18y ago

We recently made this exact switch from Authorize.net to Braintree. Being less than a year old, we were able to take advantage of Authorize.net CIM (Customer Information Manager) to store credit cards. It worked pretty well, except for the API seems to lack some basic features. For instance, if you happen to lose the id of a customer profile, there is no way to ever recover or delete the profile. It will just remain inaccessible (and blocking duplicates) forever. Additionally the API is bolted onto their old API, so you have to check two fields for error responses, etc. Definitely a solid system, but sort of rough around the edges. Now as of this past December we decided that it was a priority to internationalize billing for our app. We have partners in Europe and have even received grant money there. Long story short, we needed to be able to bill Europeans in Euros. As it turns out, quite a few gateways advertise billing in foreign currencies, but the majority convert the currency internally and then bill in dollars. Well you can imagine that if you're in Europe and you purchase something for €5, but the gateway converts to dollars (at an unfavorable rate) and then bills your account in USD (incurring a second unfavorable rate), you're going to be pissed when you see a €7 charge on your statement. In our (admittedly rapid) research, for any kind of low to moderate volume of transactions, Braintree is the only gateway that will actually process multiple currencies directly. We made the switch, and processing payments in 3 currencies as of 24 hours ago. The Braintree API (standard POST) is dead simple compared to Authorize.net (SOAP) and yet doesn't feel any less powerful.