> A lack of understanding what Paypal even is? Your account is from 2021. There were a lot of "Paypal locked my account and all my money is in there" stories a

> A lack of understanding what Paypal even is? Your account is from 2021. There were a lot of "Paypal locked my account and all my money is in there" stories at least 10 years before that year. So YMMV.