I can't pick up a slab of beer at Albert Heijn because it requires Google Pay. But some banks (I think Rabobank) have their own NFC app and then it works fine.

I can't pick up a slab of beer at Albert Heijn because it requires Google Pay. But some banks (I think Rabobank) have their own NFC app and then it works fine. But instant online iDEAL payments etc. work fine. Person to person payments using Tikkie/betaalverzoek as wel. Put differently, I never use my bank's web interface, only the phone app.