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> Usually that means scanning a QR code with your bank app on your smartphone where you confirm the amount and recipient, but you can use a physical card reader
by drnick1 9mo ago
> Usually that means scanning a QR code with your bank app on your smartphone where you confirm the amount and recipient, but you can use a physical card reader with your debit card for an OTP
This seems to be mobile-centric system that essentially requires a cell phone, and probably one blessed by Google or Apple. The app will probably leak a huge amount of meta data, far more than a credit card (especially a privacy-oriented prepaid one). This kind of "solution" is dead on arrival as far as I am concerned.
- amaccuish 9mo agoDid you miss the whole part where op talks about using your physical card as an alternative?
- sghitbyabazooka 9mo agowho's paying for the card reader at home?
- Freak_NL 9mo agoMy bank is. It is part of their service. Obviously I pay a service charge, but the card reader is not charged separately. The card reader serves a purpose for the bank as well, because it acts as a back-up for when people lose their smartphone (by stupidity or theft), or when their app is having issues.