Haven't looked into the policies of the other companies, but PayPal has gotten a lot of attention recently when folks on HN were complaining about their account

Haven't looked into the policies of the other companies, but PayPal has gotten a lot of attention recently when folks on HN were complaining about their accounts being randomly closed/frozen by PayPal. I don't know about you, but if my account was indeed terminated without reason, thus causing my business financial problems (or maybe even failure), I would want to take legal actions. Mediation may not be the answer, especially when it is you vs. a giant company.