3 ms·
GINA prohibits genetic discrimination in pricing common health care insurance, but not for products like life insurance, disability insurance, or even long-term
by wahern 8mo ago
GINA prohibits genetic discrimination in pricing common health care insurance, but not for products like life insurance, disability insurance, or even long-term care insurance. Some states have statutes that address the latter types of insurance, though.
- ch4s3 8mo agoLife insurance is mostly a useless financial product, and obviously the law wouldn't mandate selling life insurance to people who are likely to die early. That would create such a crazy perverse incentive.