so for the case of negotiating for a job in Europe, if it is a good job, you should often consider not just the present wage but what the pension gives you. Fo

so for the case of negotiating for a job in Europe, if it is a good job, you should often consider not just the present wage but what the pension gives you. For example you may get a pension of 5% of your wage goes into the fund, and the company you work for matching that, indicating 5% extra wage that is not part of your taxed income. Depending on how your life is structured it may be smarter to go for a pension.