I quickly run out of the JetBrains AI 35 monthly credits for $300/yr and spending an additional $5-10/day on top of that, mostly for Claude. I just recently ad

I quickly run out of the JetBrains AI 35 monthly credits for $300/yr and spending an additional $5-10/day on top of that, mostly for Claude. I just recently added in Codex, since it comes with my $20/mo subscription to GPT and that's lowering my Claude credit usage significantly... until I hit those limits at some point. 2012 + 300 + 5~200... so about $1500-$1600/year. It is 100% worth it for what I'm building right now, but my fear is that I'll take a break from coding and then I'm paying for something I'm not using with the subscriptions. I'd prefer to move to a model where I'm paying for compute time as I use it, instead of worrying about tokens/credits.