No, there's not. There are rarely good reasons behind what banks do because these are organizations that are run by mediocre people who are not incentivized to

No, there's not. There are rarely good reasons behind what banks do because these are organizations that are run by mediocre people who are not incentivized to not suck. They don't care at all about anything. This "fraud prevention" thing only gets in my way and doesn't prevent the less sophisticated people from sending their money to India.