Perfect recipe to discourage individuals from innovating. I'm all for holding actual companies with user bases and counsel and insurance and a business model an

Perfect recipe to discourage individuals from innovating. I'm all for holding actual companies with user bases and counsel and insurance and a business model and etc accountable. But "private party just getting started with a bespoke solution was a bit careless or ignorant; luckily no serious harm was caused" should never be financially ruinous.