High interchange fees? https://www.clearlypayments.com/blog/interchange-fees-by-country/ https://www.clearlypayments.com/blog/interchange-fees-by-cou... or ta

High interchange fees? https://www.clearlypayments.com/blog/interchange-fees-by-country/ https://www.clearlypayments.com/blog/interchange-fees-by-cou... or tax fraud, otherwise cashless is obviously cheaper